Dealing with a death is always difficult, but sorting other issues such as debt can add stress to the situation. This factsheet will help you establish liability for debts when someone has died, how to treat different types of debt, how owning a property may be affected by a person’s death and provide you with contact details of organisations that also may be able to help you.
Tax debts should be treated as priority debts. This is because HMRC have strong powers to collect the money from you. This factsheet explains what you can do if you cannot pay your income tax bill
This free online tool will help you to create a complaint if you think you have been mis-sold car finance. It generates a ready-made email, tailored with your details, covering issues such as commission arrangements and contractual ties.
The Lightning Reach portal allows you to find and apply for support from multiple providers, quickly and easily. The are currently over 2,500 support schemes on the portal.
This factsheet explains what bankruptcy is. It will provide details on eligibility for bankruptcy, debts that can and cannot be included, how assets including your home are treated, bank accounts and the associated costs.
This tool makes it straightforward to check fuel prices across the UK, allowing you to search within a radius of 5 to 50 miles from any location. All data is sourced from the Government’s Fuel Finder service.
Provided by MoneyHelper
Money Talks help guides
We have gathered a selection of online tools that may help you manage your money. These tools are provided by organisations that work with Advice NI.
We can provide advice on a range of benefit issues. You also find out information on benefits for carers, those with disabilities, being out of work, bereavement, housing, and more.
On this page we outline some of the ways in which you can access additional support and offer advice on managing your bills in light of the current cost of living crisis. If you are still unclear about the support you might be able to access, local advice agencies and the Advice NI helplines are here to help make things clearer.
‘Move to UC’ refers to the UK government’s plan to move ‘legacy’ benefit claimants on to Universal Credit (UC). Universal Credit is designed to replace benefits such as income-based JSA and ESA, Income Support, Housing Benefit, and Child and Working Tax Credits.