Business Debt

Are you a small business, partnership or sole trader struggling with debt?

Our Business Debt Service can provide free advice and information.

This includes:

  • Tailored business debt advice to sole traders, partnerships, and limited companies
  • Budgeting advice
  • Solutions to deal with the debt
  • Negotiate with creditors on your behalf

In 2021-22, our Business Debt Service helped 109 businesses deal with £3.9m of debt.

Debt Team of the Year Winner

In 2021, our personal and business debt advisers were named Debt Team of the Year in the UK.

The prestigious title was presented by the Institute of Money Advisers (IMA) who praised the local team for its unwavering support for people dealing with debt in Northern Ireland while keeping focus on training and development.

In 2020-2021 Advice NI’s Debt project, funded by Department for Communities, offered support and solutions in 4,000 debt cases totalling over £25 million in business and personal debt.

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We are always looking at ways to improve our services. If you have used our Business Debt Service we would be grateful if you would complete this short survey about your experience. 


We have created some useful factsheets and letters that you can use.