Welcome to a detailed money and debt information resource that we hope will help you to manage better during these very difficult financial times.

The resource will support you with: budgeting, spending, borrowing, credit scores, savings and with dealing with debt and mental well-being.

You can also download this resource as a PDF.

Armagh City, Banbridge & Craigavon Borough Council (ABC) are all too aware of the impact the economic situation is having on communities, families and individuals in our local area.

The Council are keen to support people through these times of need and have engaged with Advice NI and Community Advice Craigavon to develop this resource.

Advice NI is a registered charity that seeks to ensure people have access to their rights, entitlements, and information to help them make informed decisions to better their situation. We provide free, confidential, independent, quality advice on benefits reform, debt (personal and business), Tax Credits & HMRC products and EUSS/immigration via our Freephone helpline 0800 915 4604 and online via

Community Advice Craigavon (CAC), following amalgamation of the former CAB offices in Portadown & Lurgan in 1997, has been established in the local community for more than 50 years. Providing face to face, telephone and digital advice and information across the urban towns of Lurgan & Portadown and the rural hinterlands. The organisation deals with more than 20,000 enquiries annually from vulnerable clients using the generalist advice service and through additional project work. It also provides specialist support to clients experiencing cancer, financial distress & money issues.