A client approached Advice NI for debt advice as they had £37.000 in unsecured debt.
A debt adviser recently had a Debt Relief Order case that initially seemed straightforward as the client met all the relevant criteria for this option.
However, the client disclosed that she had recently returned from Canada where she had resided for more than two years.
A client recently contacted Advice NI’s Money & Debt helpline. In this case he was a self-employed taxi driver. Due to Covid restriction he could not work for several months and his income had been greatly reduced.
This client reached out to Advice NI’s Debt Service by email. The client lives with his partner with no dependents and no assets.
The client was a single, self-employed cleaner earning roughly £8,300 per year.
She was told she did not have the right to reside in Northern Ireland and therefore didn’t have the right to claim Universal Credit.
This client is 46, works in the fitness & health industry, is single with no dependents and lives in private rented accommodation.
Advice NI’s Debt service recently helped a client who had been pursued by a debt collection company for a number of years in respect of a mortgage shortfall balance, which was just shy of £100,000.