Banks have been warned that it's "not fair" to automatically blame customers for money lost through a scam.Last year, customers transferred nearly £240m to fraudsters, only a quarter of which was refunded by financial firms.
With sole traders and small businesses struggling due to lower consumer spending, higher rates and other overheads, higher wage costs and the looming Brexit uncertainty, saving may seem like an extravagance that many just cannot afford.
As you may know the Department for Communities (DfC) is rolling out measures to ensure the advice sector is prepared to assist the general public through the implementation of the ongoing changes to the welfare system.
The only nationally accredited, Northern Ireland Specific, Level 3 Independent Advocacy Qualification allows practising Independent Advocates to learn and develop the skills required for employment in their Independent Advocacy role and it has begun this September with overwhelming demand.On this run of the qualification we are proud to welcome 24 candidates from organisations such as The Patient Client Council, Alzheimer’s Society, Bryson Care, Mindwise, Mencap, Age Concern Causeway, Leonard Cheshire Disability, The British Deaf Association and Disability Action.Our candidates have a busy academic year ahead of them and by July 2015 they will be submitting their portfolios of evidence. We are very much looking forward to working with them over the next 10 months.We are also developing a level 2 award in Independent Advocacy suitable for those who wish to gain a better awareness of Advocacy but who do not necessarily practice, such as trust staff, social workers, criminal justice staff and associated professionals.You can find further details of all of this in our training brochure.If you have any enquiries about our Advocacy training please contact our training and Development Practitioner, Ryan Fitzsimmons.