Publications

May 2019

March 2019

January 2019

October 2018

July 2018

May 2018

Welfare Reform Mitigations: Less Than 1 Year to Cliff Edge

On 8th April 2019, Advice NI and NICVA facilitated a media morning to highlight the welfare reform mitigations cliff edge NI faces in one year

Welfare Reform Mitigations

We’re heading towards a Welfare Reform Mitigations cliffedge and thousands of vulnerable people across Northern Ireland may be facing a substantial drop in income. Read the latest mitigations discussion paper by Professor Eileen Evason and our head of Policy, Kevin Higgins.

Business Debtline Service: Tax Sheet 19-20

Business Debtline Service: Extra Info for Budget Sheets

Business Debtline Service: 10 - Bankruptcy

Business Debtline Service: 8 - Partnerships

Business Debtline Service: 6 - Credit Control

Business Debtline Service: 4 - Sole Traders

Business Debtline Service: 2 - Business Rates

Making Universal Credit Better

Evaluation of Advice NI's Building Resilience in Retirement Project

Building Resilience in Retirement Project Report

Managing Change - Project Evaluation Report

27th April 2018

Advice NI Response to Improving Lives Consultation

Annual Report 2016

Advice NI Annual Report 2016

Standards of Lending Practice

New Standards of Lending Practice for personal customers (the Standards) will replace the Lending Code and will bring an increased focus on ensuring good customer outcomes.The new standards build upon the foundations of the Lending Code and will become effective from 1st October 2016.

New vulnerability guidance for debt and money advisers

A new guide for advice agencies on treating clients in vulnerable situations has been launched by the Money Advice Trust. The guide builds on the charity’s existing 12-step guidance for creditors on vulnerability, and aims to help all advice agencies better support their advisers in this area

Advice NI Response to DFP Non-Dom Rating System

Advice NI response to the Department of Finance and Personnel’s Review of Northern Ireland’s Non-Domestic Rating System

Christmas Tips 2015

The festive season is fast approaching so Debt Action NI has put together some tips on how to manage your money better in order to reduce the post-Christmas debt and to ensure you have a Happy New Year.

Advice NI response to Review of Access to Justice and Scope of Legal Aid...

Advice NI's Business Debtline Impact Report

A report analysing the impact of Advice NI's Business Debtline during its first year of operation

ANI Membership Profile Report 2014

ANI Annual Report 2014

NIASC Advice Quality Standard August 2014

NIASC Information to members re quality standard work March 2014

NIASC Why Advice Matters

Growth of Foodbanks in NI

ANI Annual and Membership Report 2013

Expensive Lending in Northern Ireland: A Discussion Paper

The Executive must do more to tackle the damaging and dangerous levels of payday and illegal lending in Northern Ireland, according to a report produced by NICVA and Advice NI.

Advice NI response to discretionary_support_consultation_feedback_form April 2013

Advice NI response to DSD Benefit Uptake Consultation Feb 2013

Advice NI Child Benefit changes factsheet Jan 2013

Welfare Reform Newsletter Tuesday 13th of November

October - Welfare Reform Newsletter

Advice NI Social Policy Briefing Paper Welfare Reform Sep 2012

Advice NI Response to DSD Discretionary Support Policy July 2012

Advice NI Social Policy Briefing Paper Mar 2012 Tax Credits doc

Advice NI Welfare Reform EQIA Response December 2011

ANI Annual Report 2011

Advice NI OFT Response Debt Management Guidance August 2011

Draft Policy for Developing Advocacy Services

OFT Debt Collection Guidance 2011

Debt Relief Order Guide - Polish

This guide tells you what happens if you are granted a debt relief order (DRO). It is for general guidance only. If you are thinking of applying for a DRO, you should seek legal or financial advice.

Debt Relief Order Guide - Cantonese

This guide tells you what happens if you are granted a debt relief order (DRO). It is for general guidance only. If you are thinking of applying for a DRO, you should seek legal or financial advice.

Debt Action NI Report 09/10

Debt Action NI is primarily a face to face debt advice service which has been in operation since November 2009.

Advice NI response to DLA Reform Jan 2011

ANI Annual Report 2010

Advice NI Response to BIS consultation

Advice NI SMI Briefing Paper September 2010

Dealing with Rent Arrears

If you are struggling to pay your rent and have missed payments, don’t panic our Debt Action NI Advisers are here to help. Rent is classified as a priority debt and has serious consequences if not paid on time.

What options are available? Ways to deal with debt.

There are a range of options available to help you to deal with your debt. Before deciding on any of the options please speak to a Debt Action NI Adviser.

How to Budget - Better ways to manage your money.

Budgeting is away of understanding your own money situation, knowing what money you have coming in and what you have going out.It’s also the first step to take if you are struggling with debt as it helps to show exactly how much money you have available

Liability for Debts on Death

How a person’s debt is dealt with when they die is a complicated matter and you should get advice immediately. In some instances an individual’s debt may die with him/her, although creditors may be entitled to make a claim. In other instances they may not

Debt Collection Agencies

When you owe money and fall behind on your payments, your creditor might pass your details to a debt collection agency to collect what is owed. Collection agencies do not have any more legal powers than the original creditor.

Budget Planner

Better ways to manage your money.

Dealing with Debt

Are you worriedabout the amount of debt you have? Do you feel anxious about what might happen to you? Don’t panic! Help is at hand and there are several things that you can do to help ease the burden of your financial situation.

Debt Advice for Prisoners and Ex-Offenders

Debt can be an issue for many offenders. Research suggests that around half of all prisoners have a history of debt problems; a third of prisoners find that their problems get worse during their time in prison and 81% of offenders go on to claim benefits.

Debt Advice for People on Low Incomes

As debt problems reach an unprecedented high, more and more people on low incomes are struggling to manage escalating debt.

Dealing with Cancer

Illness can strike at any time, the individual’s world stands still, but unfortunately the financial commitments will continue. A cancer diagnosis may not only affect the patient, but in many cases will financially affect the partner.

Advice NI response to social fund reform May 2010

Advice NI response to welfare reform bill April 2010

Advice NI Specialist research summary

Advice NI 2008 AGM Report Crunchtimes

ANI Membership Profile Report 2008

OPAC Needs Analysis Report 2008

ANI Annual Report 2007

Housing Affordability EXECUTIVE SUMMARY 2007

Advice NI response to Treasury Committee March 2007

Advice NI response to PO Network consultation March 2007

Advice NI response to NILSC Jan 07

Advice NI response to Draft Water and Sewerage Services NI

Advice NI response to Delivering Access to Justice

ANI Annual Report 2005

Debt_e-consultation

adviceni_WaterReformOct2004

Financial Services Jul 04

Tax_credits_econsultation_report_april04

Intermediary Guidance notes as at 24 December 2013

National Insurance Principle Supplemental May 03

Centralised_Maternity_Hospital_for_Belfast_Jan03

New Deal for Disabled People (NDDP) apr02

ANI Annual Report 2001

Data matching information across government departments

ANI Annual Report 2000