Publications

Advice NI produces reports, consultation responses, briefing papers and fact sheets on issues impacting our members and those seeking advice, ultimately shaping our work.

Title	Category
Mitigations on a ‘Cliff Edge’ 17 December 2018 Advice NI, Housing Rights and the Law Centre (NI) today (Friday 30th November 2018) launched a joint report which highlights the approaching 2020 ‘cliff edge’ when funding for the mitigation package agreed as part of the Fresh Start Agreement in 2015 is due to expire.	Annual Reports
Business Debtline Service: Tax Sheet 18-19 08 November 2018	Business Debtline Factsheets
Business Debtline Service: Extra Info for Budget Sheets 08 November 2018	Business Debtline Factsheets
Business Debtline Service: 11 - DMPs 08 November 2018	Business Debtline Factsheets
Business Debtline Service: 10 - Bankruptcy 08 November 2018	Business Debtline Factsheets
Business Debtline Service: 9 - Statutory Demands 08 November 2018	Business Debtline Factsheets
Business Debtline Service: 8 - Partnerships 08 November 2018	Business Debtline Factsheets
Business Debtline Service: 7 - Tax Debts 08 November 2018	Business Debtline Factsheets
Business Debtline Service: 6 - Credit Control 08 November 2018	Business Debtline Factsheets
Business Debtline Service: 5 - Limited Company 08 November 2018	Business Debtline Factsheets
Business Debtline Service: 4 - Sole Traders 08 November 2018	Business Debtline Factsheets
Business Debtline Service: 3 - Business Leases 08 November 2018	Business Debtline Factsheets
Business Debtline Service: 2 - Business Rates 08 November 2018	Business Debtline Factsheets
Business Debtline Service: 1 - IVAs 08 November 2018	Business Debtline Factsheets
Making Universal Credit Better 31 July 2018	Guide
Rights4Seniors Supporting Active Engagement Project 19 June 2018 Supporting people aged 65+ to go online and access their rights and entitlements	Social Policy Reports
Evaluation of Advice NI's Building Resilience in Retirement Project 19 June 2018 Building Resilience in Retirement Project aimed to improve the financial capability of older people in Northern Ireland through a 3 week digital training programme .	Social Policy Reports
Managing Change Infographic 05 June 2018	Social Policy Reports
Managing Change - Project Evaluation Report 05 June 2018 27th April 2018	Social Policy Reports
Advice NI Annual Report 2017 23 November 2017 Advice NI Annual Report 2017	Annual Reports
Advice NI Response to Improving Lives Consultation 22 February 2017	Consultation Responses
Punishing the Self-Employed 08 December 2016 Universal Credit in Northern Ireland: Punishing the Self-Employed December 2016	Social Policy Reports
Annual Report 2016 08 December 2016 Advice NI Annual Report 2016	Annual Reports
MASP Evaluation Report 2014 04 October 2016 Money Advice Support Programme Evaluation Report 2014	Social Policy Reports
Standards of Lending Practice 12 August 2016 New Standards of Lending Practice for personal customers (the Standards) will replace the Lending Code and will bring an increased focus on ensuring good customer outcomes.The new standards build upon the foundations of the Lending Code and will become effective from 1st October 2016.	DebtAction Resources
Annual Report 2014-15 11 August 2016 Advice NI Annual Report 2015	Annual Reports
New vulnerability guidance for debt and money advisers 05 August 2016 A new guide for advice agencies on treating clients in vulnerable situations has been launched by the Money Advice Trust. The guide builds on the charity’s existing 12-step guidance for creditors on vulnerability, and aims to help all advice agencies better support their advisers in this area	DebtAction Resources
Which? Launch New 2016 Pension Guide 05 August 2016 Which? have recently launched their 2016 guide which should help you become pension savvy, as it explains the pension basics, the significant changes to pensions, explores how to maximise retirement income and what tax bills might look like if you cash your pension all in.	DebtAction Resources
Advice NI Response to DFP Non-Dom Rating System 25 January 2016 Advice NI response to the Department of Finance and Personnel’s Review of Northern Ireland’s Non-Domestic Rating System	Consultation Responses
Benefit Sanctions in Northern Ireland Oct 2015 11 January 2016 Advice NI has become increasingly concerned about the impact of benefit sanctions as applied by Job Seekers Allowance (JSA) decision makers based on information relating to claimants participation on the Steps to Success employment programme.	Social Policy Reports
Christmas Tips 2015 02 December 2015 The festive season is fast approaching so Debt Action NI has put together some tips on how to manage your money better in order to reduce the post-Christmas debt and to ensure you have a Happy New Year.	DebtAction Resources
Advice NI Response to Community Planning Partners consultation 01 June 2015 Advice NI response to The draft Local Government (Community Planning Partners) Order (Northern Ireland) 2015	Consultation Responses
Advice NI Response to the Draft Budget 2015-16 01 January 2015 Advice NI response to Draft Budget 2015-16	Consultation Responses
Advice NI response to Review of Access to Justice and Scope of Legal Aid... 01 January 2015 Advice NI response to Access to Justice Review (2) & Scope of Civil Legal Aid	Consultation Responses
Advice NI's Business Debtline Impact Report 17 December 2014 A report analysing the impact of Advice NI's Business Debtline during its first year of operation	Annual Reports
Advice NI Response to the advice strategy consultation Dec 2014 01 December 2014 Advice NI response to “Advising, Supporting, Empowering”- A strategy for the Delivery of Generalist Advice Services in Northern Ireland 2015-2020	Consultation Responses
ANI Membership Profile Report 2014 15 November 2014 Advice NI Membership Profile Report 2014	Membership Profile Reports
ANI Annual Report 2014 10 November 2014 Advice NI Annual Report 2014	Annual Reports
Advice NI Strategic Plan 2014-17 10 November 2014 Advice NI Strategic Plan 2014-17	Annual Reports
Advice NI's Debt Action NI Annual Report 2013-2014 30 September 2014 Between April 2013 and March 2014 Debt Action NI dealt with over 5,200 clients with almost £62.3 million of debt.	Annual Reports
NIASC Advice Quality Standard August 2014 01 August 2014 NIASC Advice Quality Standard	NI Advice Services Consortium Reports
NIASC Draft Advice Sector Minimum Training Requirement NEW JUL 2014 01 July 2014 NIASC Draft Advice Sector Minimum Training Requirements	NI Advice Services Consortium Reports
NIASC Information to members re quality standard work March 2014 01 March 2014 NIASC Information to Members re Quality Standard Work	NI Advice Services Consortium Reports
NIASC Why Advice Matters 01 January 2014 NIASC Why Advice Matters: Welfare Reform and the Value of Independent Advice	NI Advice Services Consortium Reports
NIASC Template Recording Categories v3 Jan14 01 January 2014 NIASC Template Recording Categories v3	NI Advice Services Consortium Reports
Food Banks Policy Report 02 December 2013 This paper aims to explore the issues and provide a basis for further discussion of the growth of food banks in NI.	Social Policy Reports
Growth of Foodbanks in NI 01 December 2013 Turning the Tide - The Growth of Foodbanks in Northern Ireland	Social Policy Reports
Advice NI's Debt Action NI Impact Report 2012-2013 25 November 2013 A report into the impact Debt Action NI has had during its first year of operation.	Annual Reports
ANI Annual and Membership Report 2013 01 November 2013 Advice NI Membership Profile Report 2013	Membership Profile Reports
Advice NI response to Tax Free Childcare October 2013 01 October 2013 Advice NI Consultation Response to Tax-Free Childcare	Consultation Responses
Expensive Lending in Northern Ireland: A Discussion Paper 23 May 2013 The Executive must do more to tackle the damaging and dangerous levels of payday and illegal lending in Northern Ireland, according to a report produced by NICVA and Advice NI.	Social Policy Reports
Tax Credits Undisclosed Partner Interventions 2013 01 May 2013 Tax Credits: Undisclosed Partner Interventions	Social Policy Reports
Advice NI response to discretionary_support_consultation_feedback_form April 2013 01 April 2013 Advice NI response to Discretionary Support Consultation Feedback Form	Consultation Responses
Save Money - Reduce Waste 21 March 2013 Belfast City Council have produced a factsheet about reducing waste	DebtAction Resources
Advice NI response to DSD Benefit Uptake Consultation Feb 2013 01 February 2013 Advice NI response to ‘Maximising Incomes and Outcomes’- A 3 Year Plan For Improving The Uptake Of Benefits	Consultation Responses
Advice NI Response to OFT - Power to Suspend Consumer Credit Licences 15 January 2013 Advice NI response to the Office of Fair Trading’s Power to suspend Consumer Credit Licenses– Draft OFT guidance for licence holders	Consultation Responses
Advice NI Child Benefit changes factsheet Jan 2013 01 January 2013 January 2013: Child Benefit Changes	Social Policy Briefing Papers
Welfare Reform Bill Newsletter 3rd of December 2012 01 December 2012 Welfare Reform Bill Newsletter - Issue 3	Social Policy Briefing Papers
Welfare Reform Newsletter Tuesday 13th of November 13 November 2012 Welfare Reform Bill Newsletter - Issue 2	Social Policy Briefing Papers
ANI Annual Report 2012 08 November 2012 Advice NI Annual Report 2012	Annual Reports
October - Welfare Reform Newsletter 29 October 2012 Welfare Reform Bill Newsletter - Issue 1	Social Policy Briefing Papers
Advice NI Social Development Committee evidence 23 October 2012 Official Report (Hansard) Welfare Reform Bill: Advice NI Briefing	Social Policy Briefing Papers
Advice NI Response to WCA Call for Evidence September 2012 01 September 2012 Advice NI response to the Work Capability Assessment – A Call for Evidence	Consultation Responses
Advice NI Social Policy Briefing Paper Welfare Reform Sep 2012 01 September 2012 Welfare Reform	Social Policy Briefing Papers
Advice NI Response to DSD Discretionary Support Policy July 2012 01 July 2012 Advice NI Response to Discretionary Support Policy Consultation Paper	Consultation Responses
2012 May Welfare Reform Update 01 May 2012 Key Issues Coming to the Fore from the Welfare Reform Proposals.	Social Policy Briefing Papers
Advice NI Social Policy Briefing Paper Mar 2012 Tax Credits doc 01 March 2012 Couples with children - new working hours: rules for Working Tax Credit Update	Social Policy Briefing Papers
ANI Social Policy Briefing Paper Tax Credits 01 February 2012 Couples with children - new working hours: rules for Working Tax Credit	Social Policy Briefing Papers
Advice NI Welfare Reform EQIA Response December 2011 01 December 2011 Advice NI response to Welfare Reform EQIA	Consultation Responses
ANI Membership Profile Report 2011 14 November 2011 Advice NI Membership Profile Report 2011	Membership Profile Reports
ANI Annual Report 2011 07 November 2011 Advice NI Annual Report 2011	Annual Reports
Advice NI Social Policy Briefing Paper Sept 11 ESA 01 September 2011 Welfare Reform Bill - ESA Proposals	Social Policy Briefing Papers
Advice NI OFT Response Debt Management Guidance August 2011 01 August 2011 Advice NI response to the Debt Management (and Credit Repair Services) Guidance	Consultation Responses
Social Policy BP Summer 2011 Cheques 01 July 2011 The Future of Cheques?	Social Policy Briefing Papers
Draft Policy for Developing Advocacy Services 27 June 2011 Draft Policy for Developing Advocacy Services - A Guide for Commissioners, Mental Capacity Legislation Unit, DHSSPS	Social Policy Reports
Advice NI Manifesto 2011 20 June 2011 Advice NI Manifesto 2011	Social Policy Reports
OFT Debt Collection Guidance 2011 11 June 2011 Advice NI response to the Debt Collection Guidance	Consultation Responses
Guide to Debt Relief Orders 10 June 2011 This guide tells you what happens if you are granted a debt relief order (DRO). It is for general guidance only. If you are thinking of applying for a DRO, you should seek legal or financial advice.	DebtAction Resources
Debt Relief Order Guide - Polish 10 June 2011 This guide tells you what happens if you are granted a debt relief order (DRO). It is for general guidance only. If you are thinking of applying for a DRO, you should seek legal or financial advice.	DebtAction Resources
Debt Relief Order Guide - Lithuanian 10 June 2011 This guide tells you what happens if you are granted a debt relief order (DRO). It is for general guidance only. If you are thinking of applying for a DRO, you should seek legal or financial advice.	DebtAction Resources
Debt Relief Order Guide - Cantonese 10 June 2011 This guide tells you what happens if you are granted a debt relief order (DRO). It is for general guidance only. If you are thinking of applying for a DRO, you should seek legal or financial advice.	DebtAction Resources
Advice NI Response to he Future Regulation of Gambling in NI 31 May 2011 Advice NI Response to the Future Regulation of Gambling in Northern Ireland	Consultation Responses
Debt Action NI Report 09/10 10 April 2011 Debt Action NI is primarily a face to face debt advice service which has been in operation since November 2009.	Annual Reports
Advice NI response to NI Draft Budget Feb 2011 01 February 2011 Advice NI response to Draft Budget 2011‐ 15	Consultation Responses
Advice NI response to DLA Reform Jan 2011 01 January 2011 Advice NI response to Disability Living Allowance Reform	Consultation Responses
ANI Membership Profile Report 2010 13 November 2010 Advice NI Membership Profile Report 2010	Membership Profile Reports
ANI Annual Report 2010 06 November 2010 Advice NI Annual Report 2010	Annual Reports
AdviceNI response To Independent Review Lending Code 20 September 2010 Advice NI Response to the Independent Review of the Lending Code	Consultation Responses
Advice NI Response to BIS consultation 16 September 2010 Advice NI response to the BIS consultation paper on Managing, Borrowing and Dealing with Debt	Consultation Responses
Advice NI response to 21stC Welfare September 2010 01 September 2010 Advice NI response to 21st Century Welfare	Consultation Responses
Advice NI SMI Briefing Paper September 2010 01 September 2010 Advice NI response to Support Mortgage Interest Scheme	Social Policy Briefing Papers
Dealing with Mortgage Arrears 16 July 2010 When you miss payments on your mortgage or you feel at risk of missing payments, you should contact a Debt Action NI advisor immediately for free money advice.	DebtAction Resources
Dealing with Rent Arrears 10 July 2010 If you are struggling to pay your rent and have missed payments, don’t panic our Debt Action NI Advisers are here to help. Rent is classified as a priority debt and has serious consequences if not paid on time.	DebtAction Resources
Refused credit? Reasons and rights. 10 July 2010 When you apply for credit, lenders have to make sure that you are who you say you are and live where you say you live.	DebtAction Resources
What options are available? Ways to deal with debt. 10 July 2010 There are a range of options available to help you to deal with your debt. Before deciding on any of the options please speak to a Debt Action NI Adviser.	DebtAction Resources
How to Maximise Your Income 10 July 2010 Exploring ways to increase your income may help you to find extra money that can be used to pay your debts.	DebtAction Resources
How to Budget - Better ways to manage your money. 10 July 2010 Budgeting is away of understanding your own money situation, knowing what money you have coming in and what you have going out.It’s also the first step to take if you are struggling with debt as it helps to show exactly how much money you have available	DebtAction Resources
Hire Purchase (HP) These goods are mine aren’t they? 10 July 2010 Hire Purchase is a credit agreement which lets you get the goods right away and pay for them by instalments. A conditional sale agreement is similar. But with both these agreements you do not own the goods until you have paid the final payment.	DebtAction Resources
Liability for Debts on Death 10 July 2010 How a person’s debt is dealt with when they die is a complicated matter and you should get advice immediately. In some instances an individual’s debt may die with him/her, although creditors may be entitled to make a claim. In other instances they may not	DebtAction Resources
The Debt Advice Interview 10 July 2010 When you decide to contact a debt adviser, they will arrange an appointment for you to come and see them. You should let them know at this stage if you have any special requirements so they can meet your needs.	DebtAction Resources
Debt Collection Agencies 10 July 2010 When you owe money and fall behind on your payments, your creditor might pass your details to a debt collection agency to collect what is owed. Collection agencies do not have any more legal powers than the original creditor.	DebtAction Resources
Preparing for the 1st interview 10 July 2010 List of Information required from the client for the first Interview	DebtAction Resources
Budget Planner 10 July 2010 Better ways to manage your money.	DebtAction Resources
Bankruptcy 09 July 2010 Bankruptcy is an option that may suit you if you can no longer afford to pay your debts.	DebtAction Resources
Dealing with Debt 09 July 2010 Are you worriedabout the amount of debt you have? Do you feel anxious about what might happen to you? Don’t panic! Help is at hand and there are several things that you can do to help ease the burden of your financial situation.	DebtAction Resources
SMR Debt Publication June 2010 01 June 2010 Social Action Plan - Research on Helping Customers to Avoid/Manage Debt	Social Policy Reports
Debt Advice for Prisoners and Ex-Offenders 10 May 2010 Debt can be an issue for many offenders. Research suggests that around half of all prisoners have a history of debt problems; a third of prisoners find that their problems get worse during their time in prison and 81% of offenders go on to claim benefits.	DebtAction Resources
Debt Advice for People with Mental Health Problems 10 May 2010 According to research carried out by the Royal College of Psychiatrists, one in four people will have a mental health problem some time in their lives and one in three people with a serious mental health problem are in debt.	DebtAction Resources
Debt Advice for People on Low Incomes 10 May 2010 As debt problems reach an unprecedented high, more and more people on low incomes are struggling to manage escalating debt.	DebtAction Resources
Debt Advice for Older People 10 May 2010 Older people and pensioners are among the worst hit during hard times and retired people are finding it harder to manage as savings are eroded and everyday essentials increase in cost.	DebtAction Resources
Dealing with Cancer 10 May 2010 Illness can strike at any time, the individual’s world stands still, but unfortunately the financial commitments will continue. A cancer diagnosis may not only affect the patient, but in many cases will financially affect the partner.	DebtAction Resources
Debt Advice for Lone Parents 09 May 2010 Debt is one of the major causes of stress for lone parents. According to surveys carried out in Northern Ireland, three quarters of single parents are using credit to manage their finances and approximately 40% said they were "always in debt".	DebtAction Resources
Advice NI response to social fund reform May 2010 01 May 2010 Advice NI response to Social Fund Reform: Debt, Credit and Low Income Households	Consultation Responses
Systems Thinking Report the big idea March 2011 01 April 2010 The Big Idea: Putting People First	Social Policy Reports
Advice NI response to welfare reform bill April 2010 01 April 2010 Advice NI paper for Committee Stage of the Welfare Reform Bill	Consultation Responses
VLAS REPORT 2010 01 March 2010 Analysis of Training Provision in the Voluntary Legal Advice Sector	Social Policy Reports
Advice NI Specialist research summary 01 February 2010 What’s Special About ‘Specialist’ Advice?	Social Policy Reports
Advice NI Response to DSD Guidance to Council 01 January 2010 Advice NI response to Guidance on the Provision of Local Generalist Voluntary Advice	Consultation Responses
Advice NI 2008 AGM Report Crunchtimes 01 February 2009 Crunch Times at the Frontline	Social Policy Reports
ASA response to DSD Strategy 01 January 2009 Advice Services Alliance response to the DSD Strategy	Consultation Responses
ANI Membership Profile Report 2008 12 November 2008 Advice NI Membership Profile Report 2008	Membership Profile Reports
ANI Annual Report 2008 05 November 2008 Advice NI Annual Report 2008	Annual Reports
OPAC Needs Analysis Report 2008 01 October 2008 Older Person Adviser Course Needs Analysis Research Report	Social Policy Reports
ANI Membership Profile Report 2007 11 November 2007 Advice NI Membership Profile Report 2007	Membership Profile Reports
ANI Annual Report 2007 04 November 2007 Advice NI Annual Report 2007	Annual Reports
Housing Affordability EXECUTIVE SUMMARY 2007 01 April 2007 Affordable Homes: Impacts of restricted access to affordable housing across tenure groups	Social Policy Reports
Advice NI Social Policy Briefing - Welfare Reform April 2007 01 April 2007 Welfare Reform: Challenges, Choices and International Insight	Social Policy Briefing Papers
Advice NI response to Draft Charges Scheme for NI Water Ltd 05 March 2007 Advice NI response to the Draft Charges Scheme for Northern Ireland Water Limited (NIWL)	Consultation Responses
Advice NI response to PO Network consultation March 2007 01 March 2007 Advice NI response to the Post Office Network consultation	Consultation Responses
Advice NI response to Treasury Committee March 2007 01 March 2007 Advice NI submission to Treasury Committee Regarding Tax Credits	Consultation Responses
Advice NI response to CSA Consultation March 2007 01 March 2007 Consultation Paper on the White Paper ‘A New System of Child Maintenance’	Consultation Responses
Advice NI e-con Housing affordability report 01 February 2007 Home Truths: Experiences of Buying and Renting in Northern Ireland	Social Policy Reports
Advice NI response to NILSC Jan 07 01 January 2007 Advice NI response to the Northern Ireland Legal Services Commission (NILSC) Consultation	Consultation Responses
ANI Annual Report 2006 03 November 2006 Advice NI Annual Report 2006	Annual Reports
Advice NI response to Draft Water and Sewerage Services NI 25 August 2006 Advice NI response to Proposal for a Draft Water and Sewerage Services (N. Ireland) Order 2006	Consultation Responses
Advice NI response to Developing a Registration Scheme 30 June 2006 Advice NI’s response to the Northern Ireland Legal Services Commission Consultation: Exposure Document - Developing a Registration Scheme	Consultation Responses
Advice NI response to Delivering Access to Justice 09 June 2006 Consultation Paper on Delivering Access to Justice Through Publicly Funded Legal Services – The development of the Northern Ireland Funding Code	Consultation Responses
Advice NI Briefing Paper on DSD Strategy 01 February 2006 Advice NI Briefing Paper on the DSD Advice & Information Strategy	Social Policy Briefing Papers
ANI Annual Report 2005 02 November 2005 Advice NI Annual Report 2005	Annual Reports
TaxCreditOverpayments 01 June 2005 Tax Credit Overpayments: The Road to Recovery	Social Policy Reports
Debt_e-consultation 01 December 2004 Debt on your Doorstep - Who is responsible?	Social Policy Reports
ANI Annual Report 2004 02 November 2004 Advice NI Annual Report 2003	Annual Reports
adviceni RatesReform Oct2004 01 October 2004 Reform of the Domestic Rating System in Northern Ireland	Social Policy Briefing Papers
adviceni_WaterReformOct2004 01 October 2004 Domestic Water Reform in Northern Ireland	Social Policy Briefing Papers
Financial Services Jul 04 07 July 2004 Financial Services and Markets Act: two year review: Changes to Secondary Legislation	Social Policy Briefing Papers
SSA Benefit take up strategy May 04 01 May 2004 Advice NI response to the Social Security Agency consultation document ‘Proposed Benefit Take-Up Strategy 2004–2005’	Consultation Responses
Tax_credits_econsultation_report_april04 01 April 2004 Tax Credits: Looking Back, Moving Forward	Social Policy Reports
advicenet_PensionCredit_report 01 February 2004 Pension Credit - the First 60 Days	Social Policy Reports
Intermediary Guidance notes as at 24 December 2013 01 December 2003 How to Complete the Online ‟Debt Relief Order”	Social Policy Reports
Targeting Grant Aid in Private Sector Housing 2003 01 October 2003 Targeting Grant Aid in Private Sector Housing: A Strategic Approach for Northern Ireland	Social Policy Briefing Papers
National Insurance principle May 03 01 May 2003 Increased National Insurance Contributions - The Contributory Principle:‘On the Agenda’ or ‘In the Firing-line’?	Social Policy Briefing Papers
National Insurance Principle Supplemental May 03 01 May 2003 Incapacity Benefit: Changes to forms and leaflets which have been shown to directly impact upon a claimant’s ability to qualify for benefit	Social Policy Briefing Papers
Centralised_Maternity_Hospital_for_Belfast_Jan03 01 January 2003 A New Centralised Maternity Hospital for Belfast	Social Policy Briefing Papers
Medical Assessments for Incapacity and Disability Benefits Jul 02 01 July 2002 Medical Assessments for Incapacity and Disability Benefits	Social Policy Briefing Papers
New Deal for Disabled People (NDDP) apr02 01 April 2002 New Deal for Disabled People (NDDP)	Social Policy Briefing Papers
Social Security Fraud Act (NI) 2001 jan02 01 January 2002 AIAC Paper on the Social Security Fraud Act (NI) 2001	Social Policy Briefing Papers
ANI Annual Report 2001 01 November 2001 Advice NI Annual Report 2001	Annual Reports
Northern Ireland Housing Executive Replacement Windows oct01 01 October 2001 Northern Ireland Housing Executive Replacement Windows	Social Policy Briefing Papers
Data matching information across government departments 01 June 2001 Impact of Welfare Reform and Modernisation: Data matching information across government departments	Social Policy Briefing Papers
Impact of welfare reform and modernisation june01 01 June 2001 Impact of Welfare Reform and Modernisation: Private sector involvement in the services provided by the Social Security Agency	Social Policy Briefing Papers
ANI Annual Report 2000 01 November 2000 Advice NI Annual Report 2000	Annual Reports
ANI Annual Report 1998 01 November 1998 Advice NI Annual Report 1998	Annual Reports