Wiseradviser: Time Limits for Recovering Debts through the Courts

Monday, 9 December 2019 - 2:00pm to 4:00pm

This specialist level course provides vital guidance for anyone advising clients when Limitations Act might apply and opportunities to find out about the limitation periods and potential challenges including mortgage shortfalls and credit debts. This course will outline the provisions of the Limitations (NI) Order, equip advisers to pursue limitation issues with creditors and enable them to use statute and case law in support of limitation arguments. This one day course aims to describe the relevance of limitation periods in money advice casework. It will inform the adviser how to pursue limitation issues with creditors and how to use statute and case law in support of limitation arguments. It will also help advisers to identify situations in which a limitation period can be extended and to advise clients on potential limitation challenges. This course covers standard 3.2.12 at Specialist Level. By the end of the course, utilising the handbook, you will be able to: •Explain the meaning of ‘limitation period’ •Describe the relevance of limitation periods in money advice case work •State the limitation periods for debts typically seen in multiple debt cases •Identify when the cause of action accrues in debt cases •Explain how limitation periods can be postponed and extended •Assist clients to pursue limitation issues with creditors •Advise clients on possible limitation challenges •Use statute and case law in support of limitation challenges •Explain and apply the CML agreement and MCOB on the recovery of mortgage shortfall debts. These objectives are subject to change.
Who Should Attend: 
Wiseradviser courses are appropriate to anyone currently working with vulnerable clients facing financial difficulties.
Fees: 
All Wiseradviser courses are FREE to organisations providing FREE and impartial money and debt advice. To find out if you qualify for FREE training contact: wiseradviser@adviceni.net. However, for accredited courses a £55 charge is applied for those seeking OCNNI accreditation (Note: this is £80 for the Insolvency course, which has 4 modules). Accreditation is currently optional for accredited courses but relevant assessments must be completed for MAS accreditation. Cancellation Policy •Booked courses which are cancelled within 5 working days of the course start date will not be invoiced. •Booked courses cancelled with less than 5 working days’ notice will be invoiced at a fee of £30 or 50% of the course fee, whichever is higher. •Participants booked on FREE training who do not show up on the day, or do not cancel with at least 5 working days’ notice, will be charged a fee of £30.
CPD Hours: 
This course is worth 2 CPD hours.
Education/Professional Framework: 
Participants must have completed either the Wiseradviser Introduction to Providing Debt Advice Course or the Citizens Advice Adviser ATP training, Understanding Debts and Courts in Northern Ireland and Consumer Credit Act courses and be able to validate this if required. As an alternative to the attendance of the pre entry requirement courses advisers must have experience of: •Negotiating on behalf of clients with potentially statute barred debts •Advisers should also have an understanding of mortgage shortfall debts who this programme is for •Trainees should be working at Skilled Level.

SCA Ltd

27 Clonard Crescent
Belfast
BT13 2QN
Main Telephone Number: 
028 90329085
Email address: 
Last modified: 
Wednesday, 4 September 2019 - 11:24pm