Your creditors will be told that the DRO has been made and as a result they cannot take any action in relation to the debt. Your DRO will usually last for 1 year. During this time, you must not make any payments towards the debts included in the DRO. You will be protected from any action by your creditors and in most cases, your debts will be written off once the DRO comes to an end. You must still pay your ongoing essential expenditure such as rent, rates utilities etc.