Debt Action Launches Self Help Debt Leaflets

New Self Help Leaflets to empower and assist those in financial difficulty

Debt Action NI is jointly funded by the Department of Enterprise, Trade and Investment and Ulster Bank and is managed by Advice NI. The aim of the project is to help those in financial difficulty in Northern Ireland.

Debt Action NI has already launched its website and the service has now officially launched a series of self help leaflets. The purpose of the leaflets is to empower people by helping them deal with their financial situation. The leaflets will assist people in deciding what the best option is for them and they will also make people aware of their rights when dealing directly with their creditors and also Debt Collection Agencies.
There is a range of leaflets available including dealing with Debt Collection Agencies, Dealing with Mortgage arrears, Hire Purchase agreements, How to Budget, Options when Dealing with Debt, Bankruptcy and How to maximise your income.
People often think that there is no way out when they are in debt. The leaflets will inform people that there are solutions for them and help is at hand. In many situations, creditors or debt collection agencies will call at the client's home and constantly contact the client. Another common misconception is that creditors have the right to do this. The leaflets clearly set out people's rights when this is happening to them and how they can go about making a complaint about a collection agency.
It is also important for people to be aware of the different ways they can increase their income and the leaflets give a number of suggestions on how they can do this. There are also a number of useful tips on how people can reduce their spending.
The leaflets can also be accessed for free on the Debt Action NI website at www.debtaction-ni.net.
Debt Action NI advisors provide money/debt advice throughout Northern Ireland. This is a free, confidential and impartial service open to everyone. The advisors offer face to face appointments and home visits to those how are most vulnerable.
The Debt Action NI service has already dealt with over £15 million of debt since its launch in November 2009. To date, the response from members of the public is extremely encouraging.
For further information on the project or about the leaflets, contact Sinead Campbell, Debt Action NI Project Manager on 028 9064 5919 or email Sinead@adviceni.net.