With sole traders and small businesses struggling due to lower consumer spending, higher rates and other overheads, higher wage costs and the looming Brexit uncertainty, saving may seem like an extravagance that many just cannot afford.
The General Data Protection Regulation, more commonly known as GDPR will come into effect on 25th May 2018. It is the biggest change to personal data privacy in over 25 years.
Advice NI has dealt with 270,000 enquiries mostly related to social security issues. Food banks have grown from 2 operating in 2011 to at least 14 this year.