With sole traders and small businesses struggling due to lower consumer spending, higher rates and other overheads, higher wage costs and the looming Brexit uncertainty, saving may seem like an extravagance that many just cannot afford.
Aimed at older peoples’ groups Northern Ireland wide, ‘Managing Your Money Better’ talks are funded by Comic Relief and delivered by Outreach Worker John Bradbury.The talks are free, last about 45 minutes and cover a range of topics including: budgeting, maximising your income, dealing with debt, saving, borrowing and credit and avoiding scams.‘I also give people some additional information, benefits information and contact details within Advice NI for further free advice.‘So far, we have reached over 1,000 people with almost half living in rural isolated areas. The talks are aimed primarily at people over sixty and over 350 people reached are aged over 75.‘I usually find people are most interested in benefits uptake and avoiding scams. As an organisation, we are delighted to provide as much help and information as possible,’ added John.So far, community groups, womens’ groups and churches have been amongst the venues visited.More talks are planned for late Autumn to Winter. If you would like a contact, please contact John – ‘firstname.lastname@example.org.’