Scams – are you a victim?

Do you receive letters, which indicate that you have won a large sum of money, a prize draw cheque, a car, a holiday, a cruise, a TV or something else?
Are you posting money off to addresses that are based overseas e.g to lotteries or clairvoyants?

Have you ever received a phone call and the caller advises that you:
  1. Have a virus in your computer;
  2. Have won the lottery;
  3. Have inherited money;
  4. Must reveal your bank details;
  5. Must buy tablets/pills which are on special offer;
  6. Owe HMRC a sum of money;
  7. Are due a refund of money e.g. PPI or
  8. Should make investments e.g. in land, property, gold, diamonds, carbon credits, oil, wine or oil paintings.

Have you received a text from a number you don’t recognise, but which is worded as if it’s from a friend e.g. ‘Hi, it’s John. I’m back! When do you want to catch up?’  So you call it back, thinking you’re doing them a favour by telling them they’ve got the wrong person, only to be charged a fortune for a premium rate call. Or you may text back and end up engaging in a lengthy SMS exchange and you later find out  that you’ve been charged a high rate for your texts (and sometimes for your received texts as well).

Have you been caught by an internet subscription trap e.g. have you ordered goods online or by phone (believing that you were signing up to a free trial), only to discover that you had signed up to paying an amount each month for 12/24 months?

Have you fallen for a romance scam - have you been chatting online with someone who has been asking you to send money/goods?

If the answer to ANY of the questions listed above is YES, then you might have been scammed? 

If you need advice please contact your local Trading Standards Service on Tel: 0300 123 62 62 or Action Fraud on Tel: 0300 123 2040.